EARNED WAGE ACCESS
On-demand pay
Zero integration
Give employees access to a portion of their pay when they need it. Boost recruitment, retention, and employee satisfaction.
If you are an employee looking to use EarnIn to access your pay, click here.
The most loved way to get paid as you work
4.4M +
Employees
$20B
In earnings accessed
$1.5B
Saved in overdraft fees
The benefits of on-demand pay
Become a talent magnet
76% of employees say it’s important for their employer to offer on-demand pay¹. Attract more talent and hire faster.
Become
a talent magnet
More retention, less turnover
81% of EarnIn users report reduced financial stress with on-demand pay². That means more loyalty and less turnover.
More retention,
less turnover
Build a high-performing workforce
70% have more financial flexibility since using EarnIn². Unlock a more engaged, motivated, and productive workforce.
Build a high-performing workforce
On-demand pay is just the start
EarnIn has a wealth of financial tools to improve your employees’ financial well-being.
Cash Out
Employees can access up to $100/day in minutes (and up to $750/pay period) with no interest, no credit check, and no mandatory fees³.
Credit Monitoring
Powered by Experian®⁴, they can track credit scores and receive weekly score updates for free. Plus, instant alerts when their credit file changes.
Balance Shield
Employees can stay one step ahead of overdrafts with instant alerts and automatic transfers³ when bank balances are running low.
Tip Yourself
This helps employees make real progress on financial goals with an automatic savings account custom fit for individual needs.
The simplest on-demand pay solution
Zero integration required
No need to integrate with your HCM, payroll, timekeeping, or benefits systems.
Zero business cost
EarnIn funds 100% of the cash that employees access, so there is no cost or risk to your business.
Zero changes to payroll
Our solution is easy to roll out and does not impact any current payroll processes or business operations.
Secure and compliant
Privacy, security, and compliance are our top priorities. We are compliant with laws across all 50 states. We never sell personal or employment information.
“We reviewed several EWA solutions, but EarnIn’s was the easiest to deploy as there was zero integration required with our payroll services."
Shawn Handrahan,
CEO, Valet Living
Contact
our sales team
Meet with an on-demand pay expert to discuss your organization's unique needs and learn how EarnIn can boost recruitment, retention, and employee satisfaction.
¹ADP, 2022 EWA market research study.
²Based on EarnIn Survey of 1654 EarnIn Community Members 10/12/2023 - 11/15/2023.
³Fees and restrictions apply to use Lightning Speed. Lightning Speed may not be available at all times. Transfer may take up to thirty minutes, actual transfer speeds will depend on your bank. Some of our services require payment of the Lightning Speed fee upfront, see Cash Out User Agreement. Subject to your available earnings, Daily Max and Pay Period Max. EarnIn services may not be available in all states. EarnIn does not charge hidden fees for use of its services or charge interest on Cash Outs. Restrictions and/or third party fees may apply, for more information please review our Terms of Service available at http://EarnIn.com/TOS.
⁴Calculated on the VantageScore® 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Learn more.
